若债券每半年复利一次，则其有效利率( )。

单项选择题ABC公司于2009年1月l et发行债券，每张面值50元，票面利率为10％，期限为3年，每年12月31 N付息一次，当时市场利率为8％，则该债券2009年1月1 H的价值为( )元。

单项选择题Universities ask students applying for graduate studies to write a “personal statement”. They do this because:________. A. This is a sort of identity check to see if you are the real applicant. B. They want to see how well you write in English. C. It is required by the immigration service in most countries to create a file on foreign students. D. They want to understand you as a person in order to know if they prefer you or some other equally qualified candidate. E. They want to know if you would qualify for their sports activities.